Joshua Borrill · Software and AI systems
Workflow automation with human oversight, reproducible research tooling and mortgage decision support — built independently, and shaped by day-to-day work in regulated mortgage advice.
Two working prototypes, shown with real captures from the applications. Each opens into the application itself.
Working prototype
Agentic workflows and automations.
Visual workflows that combine model steps, conditions and tools, with a person approving before anything is sent.
A fixture run of the lead qualification workflow, paused at its approval step. Fixture runs replay recorded model and tool responses: no model was called and nothing was sent. Example-domain data; an earlier capture, not the latest build.
Working prototype
Visual strategy building and reproducible quantitative research.
Strategy graphs compile to deterministic Python, so each run can be traced to the exact code it executed.
An EMA crossover strategy with a completed run on synthetic data. The figures describe a synthetic test, not investment performance. Capture of an earlier demo build; the current research interface differs.
Domain, client and education projects. Fuller write-ups will follow as their evidence is reviewed.
Domain project
Source-linked lender criteria research and reviewed-rule decision support.
Domain project
Deterministic mortgage assessment with explicit policy gaps and human review.
Client project
Competition administration, school access and invoicing for a schools football association.
Working prototype
Local-first lesson planning and resource creation with optional AI.
I’m a Senior Second Charge Mortgage Adviser at Fluent Money. Alongside that role I design and build software independently; the projects on this site are independent or client work, and none of them is deployed at Fluent.
At work I’ve contributed to process redesign, user acceptance testing, defect reporting and feedback on API integrations, and I act as a lender champion. Advising in a regulated setting shapes how I build: decisions should point to their sources, gaps should be visible rather than guessed, and a person stays accountable for what goes out.